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Get the Best Mortgage for Your New Home 

My goal is to undo complex and stressful parts of homebuying and make them clear and easy so you can make the best decisions when buying your first home.

Resourceful

Supportive

Dependable

Helpful

The Most Caring Loan Officer EVER!

Shabrena helped us gain confidence and full understanding of the mortgage lending process. She provided info in a way we could clearly understand which allowed us to make thoughtful decisions. She cares...and was there for us from prequalification to the closing table.

Sylvia & Wallace
1st Time Home Buyers-Dec '23

Sylvia & Wallace

"Shabrena is very resourceful and honest. She looks out for my best interest and ensures I can sustain a quality lifestyle and secure my goals. She's my KeyFactor MLO for good!"

- Ms. Lottie

O. Harper

"I shared my dreams and aspirations, and never imagined she'd make them come true. In 3 months, my credit improved, and I met the qualifications... in the next 3 months I became a homeowner."

- O. Harper (Baltimore)

1st Time Homebuyer '24

Gratitude & Appreciation

"If you take one step, she'll take two. She assessed my status and kept it real with me, no fluff; she then offered step-by-step guidance to help keep me on track to meet my goals. I followed her lead, and I became a homeowner in less than 6 months."

- Sunni M. (Bowie, MD resident)

"Ms. Shabrena has always been very supportive and motivational when it comes to my dreams of buying my 1st home. She expresses a ton of knowledge and shares what she learns and usually will offer more than what I could ever expect to receive...to ensure her folks really understand the process! She's committed, she cares, and it shows."

- Alexis (PG Cty, MD

future homeowner)

"I'd like to call Shabrena my 'homeownership' eligibility coach. She's always one phone call away, very reliable, timely, and goes above and beyond to meet the need, while still holding me accountable to get the task done!"

- Alice (SE, DC-future homeowner)

Explore My New Homebuyer

CLOSED Loans-

Your KeyFactorMLO

"Opening Doors for Future Homeowners... Like You!"

W&S

Nice Quiet Gated Community

2 bed/ 2 bath Condo - Gated Community $225,000  

Elegant, modern condominium home, perfect choice for 1st time home buyers!

It's everything they've dreamed their new home could be.

O. Harper

Tons of Natural Light

3 bed/ 3 bath - $325,000  

Adorable and affordable gem nestled in the established neighborhood of Westfield (Baltimore).

Perfected for a 1st time homebuyer greeted by the warmth of homeownership.

Looking to buy a

New Construction Home

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Here To Help You!

For over 25 years, I have helped more than 2,000 families obtain and sustain self-sufficiency and grow their wealth over time. As a Business Administrator, Integrator, and Change Agent influencing cultural transformation in the Washington, DC metropolitan area, I bring unique expertise to each mortgage using a PPBEA formula (Planning, Programming, Budgeting, Execution and Accountability).

My mission is to advance an integrated mortgage lending-homebuying framework to promote a culture of future new homeowners, fulfilling dreams starting right where they are.

My goal is to serve all demographics and make the mortgage financing process as seamless, comprehensible and successful as possible. I hope we can work together!

Shabrena Buchanan, Mortgage Loan Originator

DC/MD/VA - referral agents and officers across the U.S.

NMLS 1853622